If your property is established and surrounded by doctors and dental surgery's but is still zoned as residential, a simple application for re-zoning and if the request makes sense to the local authorities, your property has just become more valuable to anyone from day care centre operators, to doctors, dentists, pathology labs, and a host of other businesses that may be located in the area.
Today's lenders make it that easy for most anyone to get some type of financing.
If one pays to steep a price for the property, their profits will be damaged until they either sell the property or pay it off.
Many investors have gotten greedy in the last couple of years.