The loan officer works directly with you to gather the borrower's qualifying information.
When a purchaser has submitted an offer, and the purchaser cannot be convinced to increase her offer, the real estate agent may be tempted to pressure the vendor into accepting what would otherwise be unacceptable.
When you look for properties, either avoid altogether or be very cautious if the area's economy is largely based on just one employer.
Bridging loans can serve to fill up temporary shortfall while buying property, business or even paying for renovation.